ValueMax Indonesia – The best solution you can choose when you are truly in need of cash is to do it legally and in accordance with applicable regulations. One such solution is pawning valuable items as collateral to obtain loan funds for business capital or urgent needs.
What Items Can Be Pawned?This is one of the most common questions asked by those who have never visited an officially licensed pawn service company.
The first valuable item that can be pawned is gold, whether in the form of jewelry or gold bars.
If your gold jewelry has a unique or rare design and you do not want it to permanently change ownership—or if it is a valuable family heirloom—pawning is the best solution because it can be redeemed later.
Pawning gold is very common in the pawn industry. The process is simple; you only need to bring the required documents such as your ID card and any available jewelry documents or gold bar certificates.
At pawn services, you can also pawn luxury watches and branded bags that have high pawn values, as long as you provide purchase receipts or proof of authenticity.
Another valuable asset is a motor vehicle, such as a car or motorcycle. Today, many services promote “Fast Cash Solutions,” and pawning a motorcycle or car can indeed be a quick way to get cash.
However, pawning a motor vehicle is not as simple as pawning gold jewelry. There are several requirements that must be fulfilled, such as:
Submitting the original BPKB (vehicle ownership certificate), which proves that the vehicle is fully owned and not under an active installment plan. If the vehicle is still on credit, the BPKB will not yet be available. Additional documents include photocopies of the STNK (vehicle registration) and purchase invoice.
Unlike gold jewelry, with motor vehicles you can usually continue using the car or motorcycle while the original BPKB is held as collateral. Other documents that may be required include photocopies of your ID card, family card, electricity bill, and salary slip (if available).
There are many BPKB pawn services for motorcycles and cars in Indonesia. Therefore, it is important to carefully seek information and choose the best pawn service in your area, and to thoroughly review every agreement between you and the pawn service provider.
Finally, you can visit the nearest pawn company directly to get the most up-to-date and complete information, as regulations and requirements are always subject to change.
